Credit score requirements vary depending on the type of funding. Traditional loans and SBA loans usually require stronger credit, while options like merchant cash advances or invoice financing may be available to businesses with lower credit scores.
Fast & Flexible Business Funding Across the U.S.
Every business has different financial goals, challenges, and growth plans. That’s why we offer multiple funding solutions designed to support businesses at every stage. Whether you need quick working capital, equipment financing, or long-term growth funding, we help you explore the right options with confidence.
Choose from a variety of financing solutions including merchant cash advances, term loans, SBA loans, equipment financing, and business lines of credit.
Many funding options provide approvals within 24–48 hours, helping you access capital when your business needs it most.
Our funding specialists review your business profile and recommend financing options that align with your revenue, goals, and timeline.
Our streamlined online application makes it easy to explore funding types, compare offers, and move forward with the best solution.
Explore a range of flexible financing solutions designed to support your business goals. Whether you need working capital, equipment financing, or long-term funding, we offer options tailored to your needs.
Different businesses have different financial needs. Comparing funding options can help you choose the right solution based on your timeline, funding amount, and business goals.
| Funding Type | Approval Speed | Best For | Funding Amount |
|---|---|---|---|
| Merchant Cash Advance | 24 – 48 Hours | Businesses with consistent card sales that need quick working capital | $5,000 – $500,000 |
| Term Loan | 3 – 7 Business Days | Business expansion, inventory purchases, and refinancing | $10,000 – $1,000,000 |
| SBA Loan | 2 – 4 Weeks | Established businesses seeking larger funding with longer terms | $50,000 – $5,000,000 |
| Equipment Financing | 3 – 5 Business Days | Purchasing machinery, vehicles, or specialized equipment | $10,000 – $2,000,000 |
| Business Line of Credit | 1 – 3 Business Days | Managing cash flow and covering short-term business expenses | $5,000 – $250,000 |
| Invoice Financing | 24 – 72 Hours | Businesses that want to unlock cash tied up in unpaid invoices | $10,000 – $500,000 |
Choosing the right type of business funding depends on your business needs, financial situation, and how quickly you require capital.
Your monthly revenue plays an important role in determining the funding options available to you and the amount you may qualify for.
Some funding solutions provide quick approvals within days, while others take longer but may offer larger amounts or longer repayment terms.
Understanding how you plan to use the funds—whether for equipment, inventory, expansion, or cash flow—can help you choose the most suitable financing option.
Your credit history can influence the types of funding available, though many lenders also consider your business performance and revenue.
Merchant cash advances and business lines of credit are often considered some of the easiest funding options to obtain. These financing solutions typically focus more on your business revenue and sales performance rather than strict credit score requirements.
Credit score requirements vary depending on the type of funding. Traditional loans and SBA loans usually require stronger credit, while options like merchant cash advances or invoice financing may be available to businesses with lower credit scores.
Approval times depend on the funding type. Some options, such as merchant cash advances or invoice financing, can provide funds within 24 to 72 hours. Other funding types like SBA loans may take several weeks to complete the approval process.
Most lenders ask for basic documents like ID proof, business registration details, and recent bank statements.
Some funding options, such as equipment financing or traditional term loans, may require collateral. However, many modern funding solutions like merchant cash advances and certain lines of credit do not require physical collateral.
Startups may qualify for certain funding options, but eligibility often depends on factors like revenue, business history, and credit profile. Some lenders offer specialized programs designed specifically for newer businesses.
Access fast, flexible business funding tailored to your goals, with transparent terms and expert support every step of the way.