Terms & Conditions
Terms & Conditions
Last Updated:
1. Acceptance of Terms
By accessing or using the website operated by Ryan, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, you should not use this website or submit any information through our forms.
These terms apply to all visitors, users, and individuals who submit applications for business funding through our website.
2. Services Provided
Ryan provides an online platform that helps connect business owners with potential lenders and financing partners. Ryan is not a direct lender and does not make credit decisions.
By submitting an application, you agree that your information may be shared with third-party lenders or financial service providers for the purpose of evaluating funding options.
Funding approvals, loan terms, rates, and repayment conditions are determined solely by the lender or financing partner.
3. Eligibility Requirements
To use our services, you confirm that:
- Your business operates in the United States
- Your business has been operating for at least 6 months
- Your business generates $15,000 or more in monthly revenue
- You maintain a business bank account
- You have a credit score of approximately 500 or higher
- You are 18 years or older
Providing false or misleading information may result in denial of services.
4. No Guarantee of Funding
Submitting an application through Ryan does not guarantee approval for funding.
Approval decisions, funding amounts, and repayment terms are determined by independent lenders based on their own underwriting criteria.
5. No Upfront Fees
Ryan does not charge applicants upfront fees to submit funding applications. Any fees, rates, or repayment obligations will be disclosed by the lender or financing partner before you agree to any funding agreement.
6. User Responsibilities
By using this website, you agree to:
- Provide accurate and truthful information
- Use the website only for lawful purposes
- Not attempt to disrupt or damage website functionality
- Not misuse or attempt unauthorized access to the website or systems
Ryan reserves the right to restrict or terminate access if misuse is detected.
7. Third-Party Services
Ryan may connect users with third-party lenders, financial institutions, or service providers.
Ryan is not responsible for:
- Decisions made by lenders
- Loan agreements entered between you and lenders
- Third-party policies or practices
Users should review all agreements provided by lenders before accepting funding.
8. Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Ryan and may not be copied, reproduced, or distributed without permission.
9. Limitation of Liability
Ryan is not liable for any damages resulting from:
- Funding decisions made by third-party lenders
- Errors or interruptions in website functionality
- Loss of business, revenue, or profits related to the use of our services
Use of this website is at your own risk.
10. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how your personal information is collected, used, and shared.
11. Modifications to Terms
Ryan reserves the right to update or modify these Terms & Conditions at any time. Updates will be posted on this page with the updated date.
Continued use of the website after changes are posted indicates acceptance of the updated terms.
12. Contact Information
If you have questions regarding these Terms & Conditions, please contact:
Ryan
Email: [info@yourbusinessfunding.com]
Address: [245 Park Avenue Suite 1200New York, NY 10167 United States]